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Texas Risk Solutions Blog: policy

View the latest blog posts from Texas Risk Solutions.

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Thursday, March 7, 2024

Does a BOP Cover Theft?

Theft can shake up a business in many ways from financial hurt to reputational damage. While it is important to implement safety procedures and anti-theft systems where it matters, not all theft can be prevented or predicted. In some cases, it may even be one of your own employees who decides to steal from the company. READ MORE >>

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Tuesday, October 17, 2023

5 Tips to Save Money on Your Homeowners Insurance Policy

Not all homeowners insurance policies are created equal. Just by talking to your independent agent and securing a policy that is the best fit for your individual needs, you can save hundreds of dollars per year on insurance payments. Here are five tips to help you discover how to start saving now:  READ MORE >>

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Friday, June 16, 2023

4 Types of Additions to Business Owner’s Policies

Business Owner Policy or BOP is a type of business insurance. It is a basic policy providing the most common types of coverage most businesses need. Purchasing a BOP plan makes sense for many companies because combining these commonly needed policies can significantly reduce costs. READ MORE >>

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Wednesday, April 19, 2023

Antique and Classic Car Insurance

If you’re a car lover who owns a classic or antique vehicle, you’re probably wondering how you can best protect your investment. After all, some classic and antique cars are incredibly rare and expensive. That’s where antique and classic car insurance can come in handy.   READ MORE >>

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Wednesday, March 29, 2023

7 Ways to Lower Your Homeowners Insurance Premium

Homeowners insurance can prove to be an excellent deal for you and your family. For a relatively small cost, your insurance provider is there to make things better should an unexpected tragedy strike and there is damage to your home. READ MORE >>

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Thursday, October 13, 2022

What a Business Owners Policy Does Not Cover

If you decide to compare business insurance for a small- or medium-sized company, insurers might offer you something called a Business Owners Policy (BOP). BOP insurance generally provides a typical package of coverage that includes property, liability and business interruption insurance. READ MORE >>

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Monday, March 21, 2022

What is Included in a Business Owners Policy?

A business owners policy combines coverages into one comprehensive package for businesses. These coverages typically cover basic dangers that all businesses should prepare for. The three main areas a business owners policy (BOP) covers are: READ MORE >>

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Tuesday, December 21, 2021

Does Your Accounting Firm Need Professional Liability Insurance?

Professionals in the financial industry—accountants, CPAs, tax professionals and more—are in the unique situation of being responsible for the gains or losses of clients. With the responsibility of other people’s money on your shoulders, you have to be on top of your game at all times. READ MORE >>

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Wednesday, August 4, 2021

How to Customize Your Business Owners Policy

A business owners policy (BOP) can be an incredibly useful insurance resource for business owners, but many business owners don’t know how to tailor their policy to maximize coverage. BOPs combine coverages for small businesses to save money on important insurances. It typically comes with:  READ MORE >>

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Thursday, May 20, 2021

Why You Need Professional Liability Insurance

Professional liability insurance, also known as errors and omissions insurance, is designed to protect you and your business when your general liability policy might not provide adequate coverage. General liability policies usually exclude coverage for any harm you might cause someone while carrying out your work or because you bad advice was given. READ MORE >>

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