Monday, September 19, 2022At the end of every workers' compensation policy period, insurance carriers conduct audits to ensure that paid premiums accurately reflected a business’s operations over the duration of the policy period. This is necessary, because premiums paid at the beginning of the policy period are only estimates based on projected payroll and assigned employee classification codes. READ MORE >>
Tuesday, August 16, 2022While commercial property insurance may be fairly self-explanatory, many people are unfamiliar with commercial liability insurance. This type of coverage protects a business from the financial obligations associated with third party liability risks, such as if a guest gets injured on business property or by a business’ product. READ MORE >>
Wednesday, July 13, 2022The job of a financial consultant or adviser is to provide recommendations. Financial advisors tell clients how to better their portfolios. These clients count on your advice. They expect it to improve their lives. They expect you to have knowledge backed by facts. When you make a mistake, it can cost your business bigtime. READ MORE >>
Tuesday, June 7, 2022Construction can be a rewarding career. Many people enjoy seeing the tangible fruits of their labor. But it does not come without risks. Being that buildings are not erected overnight, your projects are exposed to a host of risks—severe weather, fire, flooding, theft and more—throughout the process of construction, which could take many months. READ MORE >>
Thursday, May 12, 2022When looking for a location for their business, many business owners can get caught up in the excitement of getting their feet off the ground and forget about one of the most important aspects of finding a commercial property—securing adequate insurance to protect that property. READ MORE >>
Monday, April 18, 2022With most information stored electronically, losing that information can be easier and more dangerous than ever. Sensitive client information must be protected at all costs, but there are cyber attacks made daily on multiple levels. But what does it mean when you’ve had a breach in cyber security? READ MORE >>
Monday, March 21, 2022A business owners policy combines coverages into one comprehensive package for businesses. These coverages typically cover basic dangers that all businesses should prepare for. The three main areas a business owners policy (BOP) covers are: READ MORE >>
Tuesday, February 15, 2022Due to the digital age, more and more employees are working from home. This raises the question: Is an employee covered if they suffer a work-related injury or illness at home? If you're a temporary or permanent telecommuter, this article can help you figure out whether you are covered by workers compensation insurance. READ MORE >>
Wednesday, January 12, 2022Liability is a complicated subject for most people. Unless you're a lawyer or you work for an insurance company, it's not always clear whose fault an accident is. You may have heard of general liability insurance. This is a vague term that broadly encompasses a variety of situations. READ MORE >>
Tuesday, December 21, 2021Professionals in the financial industry—accountants, CPAs, tax professionals and more—are in the unique situation of being responsible for the gains or losses of clients. With the responsibility of other people’s money on your shoulders, you have to be on top of your game at all times. READ MORE >>
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