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Texas Risk Solutions Blog

View the latest blog posts from Texas Risk Solutions.

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Thursday, May 18, 2023

Common Reasons People Don't Buy Renters Insurance

Many renters feel that since they don't own the property the live in, there is no need for insurance. Surveys have revealed that over half of those who rent a house, apartment or condo have not bought renters insurance. Let's look at some of the common reasons people don't buy renters insurance.  READ MORE >>

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Wednesday, April 19, 2023

Antique and Classic Car Insurance

If you’re a car lover who owns a classic or antique vehicle, you’re probably wondering how you can best protect your investment. After all, some classic and antique cars are incredibly rare and expensive. That’s where antique and classic car insurance can come in handy.   READ MORE >>

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Wednesday, March 29, 2023

7 Ways to Lower Your Homeowners Insurance Premium

Homeowners insurance can prove to be an excellent deal for you and your family. For a relatively small cost, your insurance provider is there to make things better should an unexpected tragedy strike and there is damage to your home. READ MORE >>

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Monday, February 27, 2023

Insurance For Electric Vehicles

If you’ve decided to purchase an electric vehicle, you may wonder whether you need special insurance. While there isn’t a specific type of auto insurance designed to cover electric vehicles, getting a policy tailored to meet your needs is crucial.   Is Insurance for Electric Vehicles Required? READ MORE >>

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Monday, January 16, 2023

Problems with a Snowy Roof?

In many areas of the US, snow accumulation can be significant over the winter months. If a significant snowstorm occurs, the amount of snow produced may be too much for a roof to handle. It is also possible that multiple, smaller snow storms without a period of melting in between can result in heavy snow on the roof. READ MORE >>

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Friday, December 9, 2022

The Importance of Two-factor Authentication

As cyber attacks become more and more common, protecting your data is increasingly difficult. In fact, a study from Juniper Research found that by 2023, cyber criminals are expected to steal an estimated 33 billion records. READ MORE >>

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Friday, November 11, 2022

Do You Need Commercial Auto Insurance for Your At-Home Business?

Insuring your business is a step all business owners should take. Perhaps you are a small business operating out of your home. You may have a side business that you do on the weekends. In these cases, it is common for business owners not to consider business insurance. Yet, these businesses face risks. READ MORE >>

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Thursday, October 13, 2022

What a Business Owners Policy Does Not Cover

If you decide to compare business insurance for a small- or medium-sized company, insurers might offer you something called a Business Owners Policy (BOP). BOP insurance generally provides a typical package of coverage that includes property, liability and business interruption insurance. READ MORE >>

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Monday, September 19, 2022

Workers’ Compensation Premium Audit Tips

At the end of every workers' compensation policy period, insurance carriers conduct audits to ensure that paid premiums accurately reflected a business’s operations over the duration of the policy period. This is necessary, because premiums paid at the beginning of the policy period are only estimates based on projected payroll and assigned employee classification codes. READ MORE >>

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Tuesday, August 16, 2022

What Does Commercial Liability Insurance Cover?

While commercial property insurance may be fairly self-explanatory, many people are unfamiliar with commercial liability insurance. This type of coverage protects a business from the financial obligations associated with third party liability risks, such as if a guest gets injured on business property or by a business’ product. READ MORE >>

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