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Texas Risk Solutions Blog

View the latest blog posts from Texas Risk Solutions.

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Thursday, November 30, 2023

Single Car Accidents: Deadly and Avoidable

For a lot of motorists, the head-on collision and getting hit on the side by a high-speed vehicle are the scariest of car crashes. Few people pay much thought to single car accidents, yet they're among the most common and deadliest of crashes. When a car collides with another, much of the energy gets absorbed by the crumple zones of both cars. READ MORE >>

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Tuesday, October 17, 2023

5 Tips to Save Money on Your Homeowners Insurance Policy

Not all homeowners insurance policies are created equal. Just by talking to your independent agent and securing a policy that is the best fit for your individual needs, you can save hundreds of dollars per year on insurance payments. Here are five tips to help you discover how to start saving now:  READ MORE >>

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Wednesday, September 20, 2023

Why Maintenance Programs Matter to Workers' Compensation Insurance

Proper maintenance can be an important part of a business. It helps to ensure your equipment works well. Most people see this as a way of reducing costly equipment breakdowns. However, it can also help reduce workers' compensation insurance claims. How do the two factors relate to each other? READ MORE >>

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Wednesday, August 23, 2023

How Much General Liability Insurance Does a Small Business Need?

Small businesses face a lot of general risks during operation. General liability insurance is a common yet crucial policy designed to cover businesses from potentially expensive accidents and lawsuits. So how do you decide how much coverage your small business needs?  READ MORE >>

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Thursday, July 13, 2023

Adjusting Your Auto Insurance When You Move

Moving to a new home can impact how much risk your vehicle faces.  What worked for you in your old home might not work for you in your new one. Therefore, it is best to specifically review your auto policy during your move. Your insurance agent can help you update and adjust your coverage so that it remains effective in your new place. READ MORE >>

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Friday, June 16, 2023

4 Types of Additions to Business Owner’s Policies

Business Owner Policy or BOP is a type of business insurance. It is a basic policy providing the most common types of coverage most businesses need. Purchasing a BOP plan makes sense for many companies because combining these commonly needed policies can significantly reduce costs. READ MORE >>

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Thursday, May 18, 2023

Common Reasons People Don't Buy Renters Insurance

Many renters feel that since they don't own the property the live in, there is no need for insurance. Surveys have revealed that over half of those who rent a house, apartment or condo have not bought renters insurance. Let's look at some of the common reasons people don't buy renters insurance.  READ MORE >>

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Wednesday, April 19, 2023

Antique and Classic Car Insurance

If you’re a car lover who owns a classic or antique vehicle, you’re probably wondering how you can best protect your investment. After all, some classic and antique cars are incredibly rare and expensive. That’s where antique and classic car insurance can come in handy.   READ MORE >>

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Wednesday, March 29, 2023

7 Ways to Lower Your Homeowners Insurance Premium

Homeowners insurance can prove to be an excellent deal for you and your family. For a relatively small cost, your insurance provider is there to make things better should an unexpected tragedy strike and there is damage to your home. READ MORE >>

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Monday, February 27, 2023

Insurance For Electric Vehicles

If you’ve decided to purchase an electric vehicle, you may wonder whether you need special insurance. While there isn’t a specific type of auto insurance designed to cover electric vehicles, getting a policy tailored to meet your needs is crucial.   Is Insurance for Electric Vehicles Required? READ MORE >>

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