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Texas Risk Solutions Blog

View the latest blog posts from Texas Risk Solutions.

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Thursday, May 12, 2022

What Insurance Do You Need for a Commercial Property?

When looking for a location for their business, many business owners can get caught up in the excitement of getting their feet off the ground and forget about one of the most important aspects of finding a commercial property—securing adequate insurance to protect that property. READ MORE >>

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Monday, April 18, 2022

What is a Breach of Cyber Security?

With most information stored electronically, losing that information can be easier and more dangerous than ever. Sensitive client information must be protected at all costs, but there are cyber attacks made daily on multiple levels. But what does it mean when you’ve had a breach in cyber security? READ MORE >>

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Monday, March 21, 2022

What is Included in a Business Owners Policy?

A business owners policy combines coverages into one comprehensive package for businesses. These coverages typically cover basic dangers that all businesses should prepare for. The three main areas a business owners policy (BOP) covers are: READ MORE >>

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Tuesday, February 15, 2022

Are You Covered By Workers Compensation Insurance When Working From Home?

Due to the digital age, more and more employees are working from home. This raises the question: Is an employee covered if they suffer a work-related injury or illness at home? If you're a temporary or permanent telecommuter, this article can help you figure out whether you are covered by workers compensation insurance. READ MORE >>

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Wednesday, January 12, 2022

Is General Liability Insurance Only Made for Commercial Businesses

Liability is a complicated subject for most people. Unless you're a lawyer or you work for an insurance company, it's not always clear whose fault an accident is. You may have heard of general liability insurance. This is a vague term that broadly encompasses a variety of situations. READ MORE >>

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Tuesday, December 21, 2021

Does Your Accounting Firm Need Professional Liability Insurance?

Professionals in the financial industry—accountants, CPAs, tax professionals and more—are in the unique situation of being responsible for the gains or losses of clients. With the responsibility of other people’s money on your shoulders, you have to be on top of your game at all times. READ MORE >>

Tuesday, November 30, 2021

How Are Death Benefits Paid from a Life Insurance Policy

When you insure yourself under a life insurance policy, you will name a beneficiary who will receive the policy’s payout in the event of your death. This settlement is called a death benefit, and it can ease your survivors’ financial burdens in numerous practical ways.  READ MORE >>

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Tuesday, November 30, 2021

Avoiding Material Theft on Construction Sites

What can you do, therefore, to prevent these threats?   A degree of security will likely help you better protect yourself. Builder’s risk insurance might also be able to help you in these situations.    Theft and Vandalism Risks on Properties    READ MORE >>

Thursday, November 25, 2021

How Does Sleep Impact Your Health?

Are you getting enough hours of sleep at night? Do you wake up each morning feeling refreshed and ready to go? For many people, that’s not the case. It’s more common for individuals to struggle through those first hours of the day, longing to be back in bed for a few more hours. READ MORE >>

Tuesday, November 23, 2021

Understanding Your BOP’s Interruption Coverage

A business owner’s policy, or BOP, contains several critical elements of business insurance. Among these, you will likely find business interruption insurance—one of the most critical elements of protection any business needs. If you don’t fully understand this coverage, you might not be able to use it to your advantage. READ MORE >>

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