Commercial Property Insurance
Commercial Property Insurance Information
Commercial Property Insurance
Coverage for Commercial Property Throughout Texas
Even with the rise in online stores, most businesses still have a physical location or products. If your businesses own any type of physical property, you should have the right amount and type of coverage to protect against loss and damages.
Texas Risk Solutions work with businessowners across Texas to tailor and deliver insurance policies specifically for each and every client. We will build a genuine relationship with each client and help you discover a commercial property insurance policy fit for your business and your budget.
What Does Commercial Property Insurance Cover?
Commercial property insurance covers the physical property owned by a business. This includes:
Physical locations such as a store, restaurant, garage or offices
Furniture and decorations
Depending on your policy, you may have a list of incidents, also known as perils, that are covered by your policy. Common coverages include fire, wind, hail, lightning, smoke, theft, vandalism and falling objects.
There are different types of commercial property insurance, as well, depending on your property. This can include for your business’ vehicles and for belongings of the business that are damaged in transport.
How Much Commercial Property Insurance Does My Business Need?
Every business has different needs when it comes to insurance. You should calculate your needs based on how much property you have as well as its value.
Consider how much property your business owns, its value and what you want to be covered under insurance.
The agents at Texas Risk Solutions will help you calculate how much commercial property insurance you need.
Protect Your Business Today
Protect the physical property of your business with the right insurance today. Speak with a dedicated insurance professional from Texas Risk Solutions at
or fill out an online quote form to get started today.
Common Commercial Property Insurance Questions
How is Commercial Property Insurance Calculated?
The amount of commercial property insurance you should carry is primarily based on the value of the property you wish to insure. In general, it is recommended that you have enough commercial property insurance to completely replace or rebuild your business’ property after a disaster.
How Much Does Commercial Property Insurance Cost?
Commercial property insurance premiums are calculated based on your location, coverage limits, value of the insured property, industry, size of the business and other factors. Fill out a
to find out how much you can save on commercial property insurance today.
Why is Commercial Property Insurance Important?
Commercial property insurance is crucial for protecting the physical assets of your business. Without it, any damages to your physical property may be paid out of pocket, which can heavily impact your business’ financial situation.