General Liability Insurance
General Liability Insurance Information
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General Liability Insurance
Liability Insurance for Businesses Across Texas
One of the many risks that your business may face day to day is a lawsuit. Even the most basic and common accidents can turn into a severe and expensive lawsuit that could send your business into financial turmoil.
The insurance professionals at Texas Risk Solutions are here to provide risk management solutions and insurance for businesses throughout Texas. We will work with you to tailor a general liability policy to protect your business’ assets.
What Does General Liability Insurance Cover?
General liability insurance covers three main areas:
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Property Damage: Property damage provides compensation for third party property damage that may occur as a result of normal business operations.
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Personal and Advertising Injury: Personal and advertising injury covers claims against your business regarding libel, slander, malicious persecution, copyright infringement, theft of an advertising idea and more.
How Much General Liability Insurance Do I Need?
Your general liability insurance limits may vary depending on your business’ unique aspects, such as its size and industry. In general, you should calculate how likely you are to face a lawsuit regarding the accidents listed above. The more risk you face, the higher limits you should carry. Most policies vary between $1 million and $5 million, although other limits are available.
As an independently owned and operated agency, Texas Risk Solutions help calculate and cover the risks your business faces in a variety of circumstances.
There are additional liability insurance coverages available to cover other risks, as well, such as:
Protect your hard work with a tailored policy from Texas Risk Solutions. Call us at
or fill out an to get started today.
Common General Liability Insurance Questions
How Much Does General Liability Insurance Cost?
The cost of general liability insurance varies depending on your location, industry, size of the business, coverage limits, deductibles and other factors. Fill out a quote form to find out how much you can save on general liability insurance.
When is General Liability Insurance Required?
General liability insurance isn’t typically required by any state or federal law. You may be required to carry it if you wish to work on certain projects, with other businesses or to obtain certain licenses.
Who Needs General Liability Insurance?
Essentially every business needs general liability insurance. If you work with clients or customers, you will need general liability insurance to protect your business.
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