Business & Commercial Insurance
Business & Commercial Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Business & Commercial Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Business & Commercial Insurance Information
Owning a business exposes you and your business to unique risks, and you need the appropriate insurance coverage for protection from these risks. Business insurance protects your business, assets and employees by preparing for the unexpected. Breakdowns, damage or accidents can—and will—happen, but preparation can save you from a large financial burden.
What Types of Business Insurance Are Available?
There are a variety of different business insurance policies that may be available to you. The insurance policies you’ll need will depend on your organization’s unique situation. Here are some common commercial policies that businesses purchase:
Premises liability covers you if a person not employed at your business becomes injured on your property.
Products liability covers you if a product or service causes injury to someone’s body or inflicts damage on a consumer’s personal property.
A personal injury is when your business inflicts physical, financial or mental damage to a third party.
Advertisement injuries are caused by alleged misinformation, copyright infringement or slander made by your business.
Commercial property insurance—This coverage helps you if your business experiences a loss because of a fire, explosion, burst pipe, storm or theft. This type of policy provides compensation for losses or damage to your building, leased or owned equipment and other property on the premises.
Workers’ compensation—This type of insurance is required in most states and is used to cover medical bills or wage replacement for employees who experience a work-related injury or illness.
Commercial auto—This type of insurance helps cover the costs of an auto accident if you or an employee is at fault. This coverage can help pay for damaged property and medical expenses.
How Much Does Business Insurance Cost?
The cost of business insurance varies, depending on a number of factors. Be sure to discuss your business’s needs with your agent at Texas Risk Solutions to determine your initial quote.
Contact Us Today
At Texas Risk Solutions we know how important it is to protect your business. Contact us today to speak with your agent about your business insurance options.