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Texas Risk Solutions Blog: commercial

View the latest blog posts from Texas Risk Solutions.

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Thursday, August 1, 2024

Optimizing Commercial Liability Insurance for Your Small Business

Small businesses have a huge incentive to protect themselves against financial challenges. However, most responsible business owners know that they can’t prevent every accident that might occur. And, if such accidents wind up impacting one of your clients, the challenges could be impacted twice over. READ MORE >>

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Wednesday, September 20, 2023

Why Maintenance Programs Matter to Workers' Compensation Insurance

Proper maintenance can be an important part of a business. It helps to ensure your equipment works well. Most people see this as a way of reducing costly equipment breakdowns. However, it can also help reduce workers' compensation insurance claims. How do the two factors relate to each other? READ MORE >>

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Wednesday, August 23, 2023

How Much General Liability Insurance Does a Small Business Need?

Small businesses face a lot of general risks during operation. General liability insurance is a common yet crucial policy designed to cover businesses from potentially expensive accidents and lawsuits. So how do you decide how much coverage your small business needs?  READ MORE >>

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Friday, June 16, 2023

4 Types of Additions to Business Owner’s Policies

Business Owner Policy or BOP is a type of business insurance. It is a basic policy providing the most common types of coverage most businesses need. Purchasing a BOP plan makes sense for many companies because combining these commonly needed policies can significantly reduce costs. READ MORE >>

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Friday, November 11, 2022

Do You Need Commercial Auto Insurance for Your At-Home Business?

Insuring your business is a step all business owners should take. Perhaps you are a small business operating out of your home. You may have a side business that you do on the weekends. In these cases, it is common for business owners not to consider business insurance. Yet, these businesses face risks. READ MORE >>

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Thursday, May 12, 2022

What Insurance Do You Need for a Commercial Property?

When looking for a location for their business, many business owners can get caught up in the excitement of getting their feet off the ground and forget about one of the most important aspects of finding a commercial property—securing adequate insurance to protect that property. READ MORE >>

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Monday, September 27, 2021

Does Commercial Auto Insurance Cover Rental Cars?

Businesses that use vehicles for work face a lot of risks. Whether your company owns a fleet or uses personal vehicles, it’s important to have the right kind of insurance. Luckily, commercial auto insurance can extend to a variety of vehicles, including rental cars. READ MORE >>

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Tuesday, June 15, 2021

4 Times When Having General Liability Insurance is a Good Idea

Running a business isn’t always easy. There’s usually a great amount of risk associated with being your own boss. But, having a good amount of insurance protection usually helps keep losses to a minimum. Here are four times when having general liability insurance is a good idea.  READ MORE >>

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Monday, February 22, 2021

Does Commercial Auto Insurance Cover Me If I Get Sued For An Accident?

Whenever you or one of your employee drivers operates one of your company vehicles, they will face accident risks. If they were to be unlucky enough to be the party at fault for the accident, then it is your business that is likely to bear the responsibility for the damage costs—both your own and others’. READ MORE >>

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Wednesday, January 27, 2021

Property Insurance For Rented Storefronts

It’s is often a wise decision to rent your business’s office or storefront, given that you don’t have to take on the full responsibility of ownership that comes with buying it outright. However, renting does not mean that you don’t have to buy property insurance for your company. READ MORE >>

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