Renters Insurance in New Braunfels, TX

At Texas Risk Solutions LLC, we offer renters insurance that helps cover your personal property and finances against unforeseen events. Standard policies typically include the following:

• Personal property coverage may cover your belongings, such as furniture, electronics, clothing and more, if they are damaged or stolen due to covered events, including fire, theft or certain types of water damage.

• Liability coverage can help if someone is injured while visiting your rental or if you accidentally cause damage to someone else’s property.

• Additional living expenses coverage can help pay for temporary housing and related costs if your rental becomes uninhabitable due to a covered loss.

Who Needs This Policy?

If you rent an apartment, condo or house, having renters insurance can make a significant difference. Many landlords in Texas may require tenants to carry this coverage. Still, even when it’s not mandatory, a policy can help you recover from losses that might otherwise lead to substantial financial strain.

How Much Does a Policy Cost?

Several elements may influence your insurance premium, such as:

• The kind of property you rent (apartment, condo or house)

• Where the property is located

• Potential risks in the area (such as crime rates or weather-related hazards)

• Your history of insurance claims

• The specific limits and deductible you choose for your policy

Tips for Saving on Renters Insurance

You can potentially lower your premium by:

• Bundling policies with the same provider for possible discounts

• Choosing a higher deductible if it fits your budget

• Adding safety features like leak detectors or security systems

• Maintaining a good claims history

Get Covered Today

Our team at Texas Risk Solutions LLC helps Texas renters find coverage that fits their needs and budgets. Contact us to get a free custom quote.