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Home > Commercial Auto Insurance | Texas Risk Solutions - Texas

Commercial Auto Insurance


Commercial Auto Insurance Information

Commercial Auto Insurance  

Insurance for Commercial Vehicles Throughout Texas 


When looking for insurance to protect your business, commercial auto insurance is one of the most common because it is also one of the most important. If your business uses vehicles in any capacity for work purposes, you will need commercial auto insurance to protect the vehicle and anyone inside. 

Texas Risk Solutions is dedicated to helping businessowners across Texas find the right insurance. Whether you run a largescale company or a small construction business, we will work with you one on one to evaluate your risks and calculate how much insurance you need. Using our expertise and connections, we will make sure you get the commercial auto insurance policy you deserve for the right price. 

What Does Commercial Auto Insurance Cover? 


Commercial auto insurance offers a lot of the same types of coverages available under a personal auto insurance policy. This includes: 

  • Comprehensive Coverage: Comprehensive coverage provides compensation for damages to the vehicle caused by fire, wind, hail, lightning, smoke, falling objects, theft, vandalism and other incidents not involving collision.

  • Collision Coverage: Collision coverage provides compensation for damages to the vehicle caused by a collision with another vehicle or object.

  • Liability: Liability insurance covers bodily injury and property damage the driver may cause someone else while operating the insured vehicle.

  • Medical Payments Coverage: Medical payments coverage provides compensation for medical bills the driver and their passengers may face after an accident, no matter who caused the accident.

  • Uninsured/Underinsured Motorist: This insurance covers injuries and damages that may occur in an accident involving another driver who is not carrying insurance.


However, you should also consider adding Hired and Non-Owned Auto, which covers vehicles rented or borrowed but not owned by the business. 

Is Commercial Auto Insurance Required in Texas? 

While commercial auto insurance is not specifically required, every vehicle on the road is still required to carry the state mandated amount of insurance as dictated by the state. In Texas, your personal and commercial vehicles must carry at least: 

  • $30,000 in bodily injury liability per person

  • $60,000 in bodily injury liability per accident

  • $25,000 in property damage liability


Protect Your Commercial Vehicles 

Don’t wait to protect your commercial vehicles from loss or damage. Call an insurance professional from Texas Risk Solutions at Call Us 210-426-3053 or fill out an online quote form to get started today. 

Common Commercial Auto Insurance Questions 



How Much Does Commercial Auto Insurance Cost? 

The cost of commercial auto insurance varies depending on the value of the vehicles, industry, claims history, coverage limits, driving record of the insured, credit score, deductibles and more. Fill out a quote form to find out how much you can save on commercial auto insurance. 

How Does Commercial Auto Insurance Work? 

Commercial auto insurance works much the same as a personal auto insurance policy, as the policyholder pays monthly premiums in return for coverage. The main difference is that the policyholder (in this case, the businessowner) is not the only one who will be operating the vehicles. 

Who Needs Commercial Auto Insurance? 

Anyone who uses vehicles for work purposes should invest in commercial auto insurance. Whether you use a company car to travel to shows or a truck to transport equipment, you should have the right amount of commercial auto insurance to protect your assets. 

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222 Kessler Street
New Braunfels, TX 78130

Phone: 210-426-3053 | Local Phone: 830-515-4100 | Fx: 888-794-0361 | info@txrisksolutions.com
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