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Minibus Insurance

We all know how important it is to have a vehicle covered by insurance, but if you're using a minibus to transport people, standard coverage may not be adequate in the event of an at-fault collision.

This is mostly a matter of scale. If eight or ten different people are all injured in a collision, a standard policy probably won't be able to cover the medical payments for all of them, leaving you to make up the difference. The larger policy cap of minibus insurance makes it much easier to handle a high number of claims.

Minibus Insurance Features

There are three major forms of minibus insurance:

  • Private use covers minibuses that are used for a single large family. This is an especially popular choice for families that are too big for a standard-size vehicle and decided to pick up a large van instead.
  • Hire and Reward covers the use of minibuses for picking up passengers, accepting payments from them, and dropping them off at another location. Essentially, this is the use of minibuses as a taxi service.
  • Business use covers minibuses that are used for any reason except private use or hire and reward. Groups that would need this format include churches, clubs, schools, organizations, and businesses that decide to pick employees up in a van rather than having all of them commute on their own.

As the owner of a minibus, you want to be sure that everyone inside of it is covered. The amount of insurance you need can vary depending upon how many people use the minibus as well as the purpose of its usage. Speak to a Texas Risk Solutions agent about how you plan to use the vehicle before asking for a quote. This will help you get the most affordable coverage while making sure everyone in the vehicle is adequately covered.

Our Location

Texas Risk Solutions

790 S. Castell Ave
New Braunfels, TX 78130
Main office: 210-585-2860
Fax: 888-794-0361

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

TeraVolt Energy (www.tvnrg.com) is a leading developer of commercial and utility scale solar energy projects in Texas, and is a broker of electricity in deregulated areas of Texas. We chose Texas Risk Solutions for our insurance needs, initially, because they fully understood our unique business model and were able to match our operation to the best risk solutions available. We also prefer to deal with companies that meet our high standards for professionalism and integrity. We have stayed with Texas Risk Solutions because we have found them to be all that we expected and more---they are one of the most customer oriented insurance companies I've had the pleasure of working with. I would give them a definite 10+. James A, "Hoss" Boyd, LtCol (Retired) President and CEO TeraVolt Energy Inc
- James "Hoss" Boyd
I want to take a moment to tell you how happy I am with the service you guys provide. I was pretty cynical going into this based on my past experiences. You have not only raised my expectations you have even exceeded those you raised. Your quick responses and optimistic attitude have just been a pleasure to experience. Ashley has been a great asset to me as I can send it and forget it with her; She has been amazing to work with. Last but not least, the Christmas Gift. I have gotten used to a stupid paper calendar from my insurance agents in the past but again you have raised the bar beyond expectation. My wife is now a candied pecan addict and I have you to thank for it. I hope you and your team have a Blessed and Merry Christmas!! I look forward to many years together as we grow. Thanks, Trey King GPS Roof Leak Repair
- Trey King