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Storage Insurance

When you store something, you want to keep it safe. Most storage locations are safe, but there's always the chance of something going wrong—from a fire that spreads through multiple units to thieves breaking in and looking for valuables to sell, even a well-secured item could be at risk. Storage insurance can help mitigate this risk by providing coverage in case the stored items are damaged or stolen. This coverage is available to both businesses and individuals.

Storage Insurance for Businesses

Does your business store any equipment or inventory at an off-site location? Using self-storage facilities and other 'miniature warehouses' has become more popular in recent years, especially among companies who need just a little extra space, but storing objects in these off-site locations can remove them from the safety of your existing business plan.

Getting the right amount of storage insurance can make sure that anything stored offsite can be replaced if it's damaged while you're not looking. Be sure to ask a Texas Risk Solutions agent about how much coverage your business needs—standard policies for storage insurance tend to have low limits, so if you're storing valuable equipment or inventory, you'll need to make sure your policy is enough to cover any losses in full.

Retail insurance does not apply to items that are being stored in the company's warehouse, on the shelves of a retail location, or anywhere within its normal offices. Those items are covered by other plans, typically commercial property insurance, and would not benefit from this type of coverage.

Storage Insurance for Individuals

Are you one of the millions of people with products kept in storage? If so, your assets may be at risk—and it's not just thieves you have to worry about. Many facilities are also exposed to problems like mold growth and weather damage, and you may not even know your belongings are at risk if you don't check them on a regular basis.

As someone with items in storage, you want your belongings to be safe and protected until you're ready to take them out of wherever they're being kept. Getting a storage policy now can help ensure that even if the worst occurs, you'll be able to get reimbursed for the items you lost.

 

1. "Storage Units Easy Prey for Thieves." ABC News. 2013. Accessed April 12, 2016. http://abcnews.go.com/blogs/business/2013/05/storage-units-easy-prey-for-thieves/

2. "Mold, Theft and Hurricanes: The Risks of Self-Storage." WSJ. August 3, 2005. Accessed April 12, 2016. http://www.wsj.com/articles/SB112303337889003384.

Our Location

Texas Risk Solutions

790 S. Castell Ave
New Braunfels, TX 78130
Main office: 210-585-2860
Fax: 888-794-0361

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

TeraVolt Energy (www.tvnrg.com) is a leading developer of commercial and utility scale solar energy projects in Texas, and is a broker of electricity in deregulated areas of Texas. We chose Texas Risk Solutions for our insurance needs, initially, because they fully understood our unique business model and were able to match our operation to the best risk solutions available. We also prefer to deal with companies that meet our high standards for professionalism and integrity. We have stayed with Texas Risk Solutions because we have found them to be all that we expected and more---they are one of the most customer oriented insurance companies I've had the pleasure of working with. I would give them a definite 10+. James A, "Hoss" Boyd, LtCol (Retired) President and CEO TeraVolt Energy Inc
- James "Hoss" Boyd
I want to take a moment to tell you how happy I am with the service you guys provide. I was pretty cynical going into this based on my past experiences. You have not only raised my expectations you have even exceeded those you raised. Your quick responses and optimistic attitude have just been a pleasure to experience. Ashley has been a great asset to me as I can send it and forget it with her; She has been amazing to work with. Last but not least, the Christmas Gift. I have gotten used to a stupid paper calendar from my insurance agents in the past but again you have raised the bar beyond expectation. My wife is now a candied pecan addict and I have you to thank for it. I hope you and your team have a Blessed and Merry Christmas!! I look forward to many years together as we grow. Thanks, Trey King GPS Roof Leak Repair
- Trey King