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Garage Insurance

Garage insurance protects businesses with garage facilities from all kinds of risks, such as injuries, property damage, and human mistakes. Without this insurance, a small business' reputation can be seriously tarnished and hard-earned money will go not to profits, but to payouts.

Garage liability insurance mostly applies to towing businesses and service stations that help protect customers' cars and trucks while they are serviced or held. For instance, if a customer's vehicle is damaged due to the business' negligence, the vehicle would be covered under a garage insurance policy.

Some of the more common kinds of garage insurance are:

  • Body Shop Insurance
  • Repair Shop Insurance
  • Tow Truck Insurance
  • Transmission Shop Insurance

Garage Insurance Features

Garage liability coverage is another insurance type available to small businesses. It provides liability coverage for any accidents that may happen as a result of your day-to-day garage operations. These accidents may result in bodily injury, personal injury or property damage.

A business owners’ policy (BOP) is an option small businesses have when looking into garage-related insurance. It is perfect for individuals who need a bit more than the basic liability because business owners’ policy (BOP) offers protection for incidents like identity theft coverage and loss of income.

Workers' compensation insurance covers medical costs, rehabilitation expenses and any lost wages an employee might experience after getting ill or injured on the job. It also provides financial support to the family of any garage employee who dies from a job-related injury or illness.

With all that garage insurance has to offer, many small auto-related businesses make the choice to purchase this valuable protection. You can do it, too. Give Texas Risk Solutions a call. We will give you a quote and tell you more about what this insurance can do for you and your small business. Get in touch with us today!

Our Location

Texas Risk Solutions

790 S. Castell Ave
New Braunfels, TX 78130
Main office: 210-585-2860
Fax: 888-794-0361

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

TeraVolt Energy (www.tvnrg.com) is a leading developer of commercial and utility scale solar energy projects in Texas, and is a broker of electricity in deregulated areas of Texas. We chose Texas Risk Solutions for our insurance needs, initially, because they fully understood our unique business model and were able to match our operation to the best risk solutions available. We also prefer to deal with companies that meet our high standards for professionalism and integrity. We have stayed with Texas Risk Solutions because we have found them to be all that we expected and more---they are one of the most customer oriented insurance companies I've had the pleasure of working with. I would give them a definite 10+. James A, "Hoss" Boyd, LtCol (Retired) President and CEO TeraVolt Energy Inc
- James "Hoss" Boyd
I want to take a moment to tell you how happy I am with the service you guys provide. I was pretty cynical going into this based on my past experiences. You have not only raised my expectations you have even exceeded those you raised. Your quick responses and optimistic attitude have just been a pleasure to experience. Ashley has been a great asset to me as I can send it and forget it with her; She has been amazing to work with. Last but not least, the Christmas Gift. I have gotten used to a stupid paper calendar from my insurance agents in the past but again you have raised the bar beyond expectation. My wife is now a candied pecan addict and I have you to thank for it. I hope you and your team have a Blessed and Merry Christmas!! I look forward to many years together as we grow. Thanks, Trey King GPS Roof Leak Repair
- Trey King